YOU HAVE OPTIONS

Loan Modifications & Short Sales

Most of us want to keep our homes and this makes foreclosures so particularly devastating to families. This is one of the reasons we take extra care to walk your through other options like Loan Modifications and Short Sales.

A loan modification may not work in all situations so we will also review the possibility of short selling your home as the additional alternative to foreclosure. Although you would eventually lose your residence in a short sale - there may be some financial benefits not present in a foreclosure scenario.

All situations may differ and we urge you to contact us at your earliest signs of trouble. While the following are not definitive instructions, we're confident that these descriptions will help. So let’s take a quick look at these two variables and how they affect your outcome.

MortgageHelpers (888) 466-3630

Loan Modifications can keep you in your home and with MortgageHelpers there are NO UPFRONT FEES! We have been able to keep homeowners in their homes with payments that compete with what the homeowner would be paying in rent. If you love your home, but can not afford your current payment - we can help! You pay only if we deliver! read more…

no fees

Short Sales allow you to stay in your home without paying a mortgage just like a foreclosure, but with the end result of being able to purchase a home again, in some cases within 12 months of your short sale closing.

If you can not afford to stay in your home even after receiving a Loan Modification, or if your income or lack of income does not qualify you for a Loan Modification this is your best option. With no costs being paid by you, you can get a full release of lien from your bank and save your credit from the impact of a foreclosure. read more…